820 METHOD · FREE
Mini Budget Planner
Type your month below. Everything saves on this device only — nothing is uploaded, ever. Tip: save this file (Ctrl/Cmd+S) and it works offline forever.
1 · Monthly income
2 · Fixed bills
3 · Everyday spending
Your month at a glance
Income$0.00
Fixed bills$0.00
Everyday spending$0.00
Left over$0.00
50 / 30 / 20 guide
A classic starting point: about 50% of income for needs, 30% for wants, 20% for savings & debt payoff. Based on your income:
Needs (50%) — $0
Wants (30%) — $0
Savings & debt (20%) — $0
🔒 Your numbers stay in this browser on this device — exactly how the full 820 Method tools work.
Educational tool only — not financial or credit advice. No specific result is promised; individual results vary.
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