The free Mini Budget Planner

A real, working sample of the 820 Method tools. Open it in any browser — no account, no app, no internet needed after you save it.

• ✅ Works offline — save the file, keep it forever
• ✅ English & Spanish — one tap to switch
• ✅ 100% private — your numbers never leave your device
• ✅ Actually useful — income, bills, spending, 50/30/20

In a hurry? Open the tool without signing up →

Educational tool only — not financial or credit advice. No specific result is promised; individual results vary.
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